Metromile

Metromile

Base rate + per-mile charge (varies by state) Auto Insurance ✓ Verified
★★★★☆ 4.0

Pay-per-mile AI auto insurance with trip analytics for low-mileage drivers

About this Tool

Metromile is a pay-per-mile AI auto insurance company ideal for low-mileage drivers. A small device plugs into your car and tracks miles driven, and the AI calculates your bill based on actual usage plus a low base rate. Drivers who use their car infrequently can save up to 47% vs traditional insurance.

Metromile’s AI also provides trip analytics, car health monitoring, and a digital claims assistant called AVA that handles the entire claims process conversationally.

Key Features

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Pay-Per-Mile Pricing

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Driving Behavior Analytics

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AVA AI Claims Assistant

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Car Health Monitoring

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Trip Tracking

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Stolen Car Recovery

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Street Sweeping Alerts

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Gas Tracking

📋 Scripts & Prompts for Metromile +

Copy these AI-powered scripts to get maximum value from this tool. Sign up free to copy.

💬 Prompt
Life Insurance Needs Analysis & Policy Comparison
Intermediate ⏱ 12 min
You are a fee-only insurance advisor with 20+ years of experience. Help me analyze my life insurance needs. My situation:…
Your age
Your annual income
Spouse income
Dependents
Outstanding debts
Savings & investments
Current coverage
Health status
Monthly budget
📄 Template
Home & Auto Insurance Coverage Audit
Beginner ⏱ 20 min
You are an independent insurance broker. Audit my home and auto insurance policies. Home insurance details: - Dwelling coverage: [HOME_COVERAGE]…
Home dwelling coverage
Home replacement value
Home premium/year
Home deductible
Location
Home details
Vehicles
Liability limits
Auto deductible
Auto premium/year
Driving record
⚙️ Workflow
Insurance Claims Maximizer Script
Intermediate ⏱ 10 min
You are a public adjuster and insurance claims expert. Help me navigate my insurance claim. Claim type: [CLAIM_TYPE] (home damage…
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💬 Prompt
[Answers in a specific document](https://twitter.com/yiqinfu/status/163137785068
Beginner ⏱ 10 min
Tells you when the article it's summarizing doesn't contain the info you want. > * Answer the following questions based…
🔓 Sign Up Free to Copy Free forever · No credit card
📄 Template
Give a Bot a Fish
Advanced ⏱ 10 min
The “give a bot a fish” bucket is for scenarios when you can explicitly give the bot, in the hidden…
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🔐 Browse All Scripts in the Vault →

🔌 MCP Servers for Metromile +

Connect these MCP servers to give Claude, Cursor & Cline superpowers with this tool. Sign up free to copy install commands.

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🤖 AI Agents for Metromile +

Pre-built automation agents that work with this tool — import in one click. Sign up free to access.

No agents added for this tool yet.

Browse all Auto Insurance agents in the Hub →

Frequently Asked Questions

Metromile is available as base rate + per-mile charge (varies by state). Visit the tool's website for the latest pricing details and plan options.

Visit the Metromile website to check whether a free tier or free trial is available.

Metromile is available on Android, iOS, Web. Check the official website for the latest platform support.

Many tools offer free trials to let you test before subscribing. Check the Metromile website for current trial availability and duration.

Community Rating +

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At a Glance

  • Pricing ModelBase rate + per-mile charge (varies by state)
  • PlatformsAndroid, iOS, Web
  • CategoryAuto Insurance
  • WebsiteVisit →

Details

  • AI Technology Custom AI
  • Last Verified ✓ Mar 2026
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