Ethos Life

Ethos Life

Term life from $8/mo (age/health dependent) Insurance ✓ Verified
★★★★☆ 4.4

AI life insurance with instant approval and no medical exam required

About this Tool

Ethos Life uses AI and machine learning to offer instant life insurance without a medical exam. Its algorithm analyzes thousands of data points including health records, lifestyle, and demographics to generate accurate quotes and approve coverage in minutes rather than weeks.

Ethos partners with major reinsurers and has issued billions in life insurance coverage. Its fully digital process means no needles, no waiting, and no meetings with agents.

Key Features

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No Medical Exam Required

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AI Instant Underwriting

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Term Life Coverage up to $2M

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10-Minute Application

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Digital Policy Management

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Beneficiary Tools

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Affordable Premiums

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No Agent Required

📋 Scripts & Prompts for Ethos Life +

Copy these AI-powered scripts to get maximum value from this tool. Sign up free to copy.

💬 Prompt
Life Insurance Needs Analysis & Policy Comparison
Intermediate ⏱ 12 min
You are a fee-only insurance advisor with 20+ years of experience. Help me analyze my life insurance needs. My situation:…
Your age
Your annual income
Spouse income
Dependents
Outstanding debts
Savings & investments
Current coverage
Health status
Monthly budget
📄 Template
Home & Auto Insurance Coverage Audit
Beginner ⏱ 20 min
You are an independent insurance broker. Audit my home and auto insurance policies. Home insurance details: - Dwelling coverage: [HOME_COVERAGE]…
Home dwelling coverage
Home replacement value
Home premium/year
Home deductible
Location
Home details
Vehicles
Liability limits
Auto deductible
Auto premium/year
Driving record
⚙️ Workflow
Insurance Claims Maximizer Script
Intermediate ⏱ 10 min
You are a public adjuster and insurance claims expert. Help me navigate my insurance claim. Claim type: [CLAIM_TYPE] (home damage…
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💬 Prompt
[Answers in a specific document](https://twitter.com/yiqinfu/status/163137785068
Beginner ⏱ 10 min
Tells you when the article it's summarizing doesn't contain the info you want. > * Answer the following questions based…
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📄 Template
Give a Bot a Fish
Advanced ⏱ 10 min
The “give a bot a fish” bucket is for scenarios when you can explicitly give the bot, in the hidden…
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🔐 Browse All Scripts in the Vault →

🔌 MCP Servers for Ethos Life +

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🤖 AI Agents for Ethos Life +

Pre-built automation agents that work with this tool — import in one click. Sign up free to access.

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Frequently Asked Questions

Ethos Life is available as term life from $8/mo (age/health dependent). Visit the tool's website for the latest pricing details and plan options.

Visit the Ethos Life website to check whether a free tier or free trial is available.

Ethos Life is available on Web. Check the official website for the latest platform support.

Many tools offer free trials to let you test before subscribing. Check the Ethos Life website for current trial availability and duration.

Community Rating +

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At a Glance

  • Pricing ModelTerm life from $8/mo (age/health dependent)
  • PlatformsWeb
  • CategoryInsurance
  • WebsiteVisit →

Details

  • AI Technology Custom AI
  • Company Ethos Technologies Inc.
  • Last Verified ✓ Mar 2026

Aggregate Cons

  • No cons reported yet.
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