Personal Capital (Empower)

Personal Capital (Empower)

Free tools; 0.89% AUM for managed accounts Finance & Trading ✓ Verified
★★★★★ 4.5

Free AI wealth management platform aggregating all accounts with retirement planning and fee analysis

About this Tool

Personal Capital (now Empower) is a free AI-powered wealth management platform that aggregates all financial accounts into one dashboard. Its AI analyzes your entire financial picture including investments, retirement accounts, budget, and net worth to provide personalized recommendations.

Empower’s Retirement Planner uses AI to model thousands of financial scenarios and shows the probability of meeting your retirement goals. The fee analyzer automatically detects hidden investment fees that reduce long-term returns.

Key Features

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Net Worth Dashboard

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AI Retirement Planner

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Investment Fee Analyzer

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Portfolio Analysis

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Cash Flow Tracking

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Tax Optimization Insights

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Human Advisor Access

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All Accounts Aggregation

📋 Scripts & Prompts for Personal Capital (Empower) +

Copy these AI-powered scripts to get maximum value from this tool. Sign up free to copy.

💬 Prompt
Design My Investment Portfolio — Any Goal
Intermediate ⏱ 12 min
You are a fee-only fiduciary financial advisor with expertise in portfolio construction. Design my investment portfolio. Investment goal: [GOAL] (retirement…
Investment goal
Years until goal
Risk tolerance
Monthly investment
Account types
Current allocation
Your age
📄 Template
Build My Personal Budget & Zero-Based Spending Plan
Beginner ⏱ 15 min
You are a certified financial planner. Create a complete zero-based budget for me. Monthly take-home income: [INCOME] Fixed monthly expenses:…
Monthly take-home income
Fixed expenses
Variable expenses
Debt payments
Financial goals
💬 Prompt
AI Tax Optimization Strategy
Intermediate ⏱ 15 min
You are a CPA and tax strategist. Identify every legal tax optimization strategy for my situation. Filing status: [STATUS] Employment…
🔓 Sign Up Free to Copy Free forever · No credit card
📄 Template
Debt Elimination Snowball + Avalanche Hybrid Plan
Beginner ⏱ 10 min
You are a debt specialist. Create my complete debt elimination plan. Debts I owe: [DEBT_LIST] (name, balance, interest rate, minimum…
🔓 Sign Up Free to Copy Free forever · No credit card
📄 Template
Fine Tuning
Intermediate ⏱ 10 min
Sometimes no matter what tricks you throw at the model, it just won’t do what you want it to do.…
🔓 Sign Up Free to Copy Free forever · No credit card
🔐 Browse All Scripts in the Vault →

🔌 MCP Servers for Personal Capital (Empower) +

Connect these MCP servers to give Claude, Cursor & Cline superpowers with this tool. Sign up free to copy install commands.

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sonirico/mcp-stockfish
Intermediate 📱 Claude Desktop, Cursor, Continue.dev
🏎️ 🏠 🍎 🪟 🐧️ MCP server connecting AI systems to Stockfish chess engine.
🔌
Alpaca's Trading API
Intermediate 📱 Claude Desktop, Cursor, Continue.dev
**[AlphaVantage](https://mcp.alphavantage.co/)** - Connect to 100+ APIs for financial market data, including stock prices, fundamentals, and more from [AlphaVantage](https://www.alphavantage.co)
🔌
npm
Intermediate 📱 Claude Desktop, Cursor, Continue.dev
**[LunarCrush Remote MCP](https://github.com/lunarcrush/mcp-server)** - Get the latest social metrics and posts for both current live social context as well as historical metrics in LLM and token optimized outputs. Ideal for automated trading / financial advisory.
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finmap-org/mcp-server
Intermediate 📱 Claude Desktop, Cursor, Continue.dev
[finmap.org](https://finmap.org/) MCP server provides comprehensive historical data from the US, UK, Russian and Turkish stock exchanges. Access sectors, tickers, company profiles, market cap, volume, value, and trade counts, as well as treemap and histogram visualizations.
🔌 Browse All MCP Servers →

🤖 AI Agents for Personal Capital (Empower) +

Pre-built automation agents that work with this tool — import in one click. Sign up free to access.

No agents added for this tool yet.

Browse all Finance & Trading agents in the Hub →

Frequently Asked Questions

Personal Capital (Empower) is available as free tools; 0.89% aum for managed accounts. Visit the tool's website for the latest pricing details and plan options.

Personal Capital (Empower) offers a free plan. Check the website for feature limitations and upgrade options.

Personal Capital (Empower) is available on Android, iOS, Web. Check the official website for the latest platform support.

Many tools offer free trials to let you test before subscribing. Check the Personal Capital (Empower) website for current trial availability and duration.

Community Rating +

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At a Glance

  • Pricing ModelFree tools; 0.89% AUM for managed accounts
  • PlatformsAndroid, iOS, Web
  • CategoryFinance & Trading
  • WebsiteVisit →

Details

  • AI Technology Custom AI
  • Last Verified ✓ Mar 2026

Aggregate Cons

  • No cons reported yet.
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