Gem - Money tracker Review 2026

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About this Tool

Gem – Money tracker

Gem is a money tracker for logging expenses and staying on budget, with no subscription, and in-app purchases that act as tips. Budgets run daily, weekly, monthly, or yearly, with average and daily spending, category breakdowns, and comparison against the same day last month.

Organization options include categories, budgets, wallets, accounts, and tags, with custom colors and icons, attachments, and receipts. Bills can repeat on a schedule, savings goals and multiple currencies are supported, and Apple Pay payments in store can be recorded instantly after setup. CSV import, export, shortcuts, a share sheet option, and widgets round out the list.

App Store details, checked October 2026: $0.49 · 4.8 out of 5 from 89 ratings · 44 MB · 2 languages · age 4+ · last updated Aug 2026 · developer: Oz Pinhas. View on the App Store.

Pros & Cons

✓ Pros

✓Purpose-built for investing & portfolio
✓Straightforward subscription pricing

✗ Cons

✗No free plan — paid tiers only
✗No native Android app

Key Features

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Daily to yearly budgets

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Category breakdowns and comparisons

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Savings goals and multiple currencies

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Apple Pay expense recording after setup

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CSV import and export

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