Metromile

Metromile

Base rate + per-mile charge (varies by state) Insurance ✓ Verified
★★★★☆ 4.0

Pay-per-mile AI auto insurance with trip analytics for low-mileage drivers

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About this Tool

Metromile

Pay-per-mile AI auto insurance with trip analytics for low-mileage drivers

Metromile is a pay-per-mile AI auto insurance company ideal for low-mileage drivers. A small device plugs into your car and tracks miles driven, and the AI calculates your bill based on actual usage plus a low base rate. Drivers who use their car infrequently can save up to 47% vs traditional insurance.

Metromile’s AI also provides trip analytics, car health monitoring, and a digital claims assistant called AVA that handles the entire claims process conversationally.

Pros & Cons

✓ Pros

  • low mileage cost
  • usage‑based pricing
  • AI insights

✗ Cons

  • limited to US
  • requires mileage tracking
  • higher rates for high mileage

Key Features

💳

Pay-Per-Mile Pricing

📊

Driving Behavior Analytics

🤖

AVA AI Claims Assistant

🔧

Car Health Monitoring

🔧

Trip Tracking

🔧

Stolen Car Recovery

🔔

Street Sweeping Alerts

🔧

Gas Tracking

📋 Scripts & Prompts for Metromile +

Copy these AI-powered scripts to get maximum value from this tool. Sign up free to copy.

📄 Template
Advanced ⏱ 10 min
The “give a bot a fish” bucket is for scenarios when you can explicitly give the bot, in the hidden…
🔐 Browse All Scripts in the Vault →

🔌 MCP Servers for Metromile +

Connect these MCP servers to give Claude, Cursor & Cline superpowers with this tool. Sign up free to copy install commands.

Medium 📱 macos, linux, windows
MCP for first-notice-of-loss intake structured data.
Medium 📱 macos, linux, windows
MCP that wraps insurance-comparison APIs.
Medium 📱 macos, linux, windows
MCP for health-insurance marketplace data and quoting.
High 📱 macos, linux, windows
MCP wrapping Verisk insurance-industry data services.
🔌 Browse All MCP Servers →

🤖 AI Agents for Metromile +

Pre-built automation agents that work with this tool — import in one click. Sign up free to access.

🤖 CLAUDE CODE
⏰ Scheduled
Claude Code sub-agent that reviews closed claims data, identifies subrogation candidates by liability indicators, and produces a recovery worklist.
https://github.com/anthropics/claude-code
⚡ ZAPIER
⚡ Event
Zapier Zap that takes structured ACORD JSON from a webhook and creates or updates records in Applied Epic, AMS360, or Hawksoft.
https://zapier.com/apps
🤖 CLAUDE CODE
⚡ Event
Claude Code agent that takes free-text FNOL narratives, classifies loss type, scores severity by configurable rubric, and routes to the appropriate adjuster queue.
https://github.com/anthropics/claude-cookbook
🤖 CREWAI
▶ On-demand
CrewAI workflow with risk-data, pricing, and decision-drafter agents that consume an application and produce an underwriting memo with bind or decline recommendation.
https://github.com/crewAIInc/crewAI-examples
🤖 Browse All AI Agents →

Frequently Asked Questions

Metromile is available as base rate + per-mile charge (varies by state). Visit the tool's website for the latest pricing details and plan options.

Visit the Metromile website to check whether a free tier or free trial is available.

Metromile is available on Android, iOS, Web. Check the official website for the latest platform support.

Many tools offer free trials to let you test before subscribing. Check the Metromile website for current trial availability and duration.

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At a Glance

  • Pricing ModelBase rate + per-mile charge (varies by state)
  • PlatformsAndroid, iOS, Web
  • CategoryInsurance
  • WebsiteVisit →
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